LUCKY NUMBER 13 

By Monchi Ampil

Christmas is right around the corner. A celebration that is a big part of our culture and a time when we receive our 13th month pay. So for this issue of Just For Funds, we asked some of our co-employees how they budget or manage their 13th-month pay for this coming Christmas?” What are the usual things you spent on it and why?


I used my 13th Month to expand my small business, pay for my medicines, travel to Isabela with my family and relatives, give tithes to my church, and give my son and daughter a portion of their savings

Lea Giron, Senior Associate (Docs Control)  


I divide my 13th mo among my parents, inaanaks, my wants, and my ipon. 
  
Usually, I give my parents and inaanak cash.  
I simply buy 2 shirts, and 2 pairs of pants for my Christmas and new year getup. The rest will remain on my NLEX ATM payroll card. 

JBoy Cambell, IT Specialist (Technology)


I prioritize the things I need to spend my money on. Of course, priority is yung house bills dahil isa rin ako sa nagcocontribute sa mga gastusin sa bahay. Sa akin kasi naka-assign yung grocery ng family ko which is medyo magastos talaga dahil na rin sa inflation. Then yung personal needs and wants ko ibubudget din dyan. Usually, isasama rin sa budget yung Christmas gifts ko sa family and friends ko. Lastly, syempre part din dyan yung savings, kailangan natin mag-ipon for our future needs. So kung marami tayong ginagastos, dapat marami rin tayong naiipon at the same time. 

Kath Ronquillo, Community Relations Specialist (CSM)


Based on the interview, we found out how some of our employees use and budget their 13th month pay, it really helps us in providing for the needs of our family, friends, and ourselves. Goes to show that saving is important so we can face better days ahead 🙂 


Juan Ramon F. Ampil, Communication and Stakeholder Management. Monchi as his colleagues call him is a jolly good fellow, who is very approachable and friendly that’s why he has 29 best friends at work. He is simple and a proud probinsyano from Ilocos Norte.


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